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Month
Overview
Projects
Team
Financials
Invoices
Payroll
Goals
Upwork
Tax Year
Overview
Expenses
Wealth & Goals
Jannah Projects
Goals
FBR Tax
Tax Year runs 1 Jul – 30 Jun (named after the ending year).
Figures use the selected business's real revenue and expenses.
Talha School is taxed on Pakistan non-salaried (business) slabs;
Ownex Labs at 1% (final tax on gross freelance income).
Estimate only — confirm with your tax advisor.
Net Profit
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Revenue
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Expenses
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Margin
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Target: PKR 10 L profit / mo—
Pipeline (Monthly Recurring)
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From active projects
Active Projects
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Trend
All months
Revenue vs Expenses (PKR)
Profit Trajectory (PKR)
Active Projects
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Revenue & Cost by Project
Monthly · USD
Monthly Expenses
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Total Monthly (USD)
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Revenue (USD)
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Net After Expenses
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Items
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Recurring costs
Roster
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Open Roles
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Salary Distribution
PKR / month
Revenue
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Expenses
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Profit
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Net Margin
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Income
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Sources
Income Mix
Expenses
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Items
Expense Mix
Total Invoices
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Outstanding
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Unpaid + overdue
Paid (lifetime)
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Settled
All Invoices
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Gross Payroll
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WHT to Deposit
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Section 149 income tax
EOBI Contribution
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Net to Pay
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Not run yet
Payroll — —
Auto-pulls salaries from Team tab
Employee
Gross + Allow.
WHT
EOBI
Other ded.
Net Pay
Status
Actions
FY 2025-26 Salaried WHT Slabs
Finance Act 2025 · used by auto-calculator
Annual Income (PKR)
Tax Rate
Example (monthly)
0 – 600,000
0%
Below threshold
600,001 – 1,200,000
1% of excess over 600k
100k/mo (post-medical) → 400 WHT
1,200,001 – 2,200,000
6,000 + 11% of excess over 1.2M
150k/mo (post-medical) → 4,350 WHT
2,200,001 – 3,200,000
116,000 + 23% of excess over 2.2M
250k/mo (post-medical) → 19,250 WHT
3,200,001 – 4,100,000
346,000 + 30% of excess over 3.2M
350k/mo (post-medical) → 43,333 WHT
Above 4,100,000
616,000 + 35% of excess over 4.1M
450k/mo (post-medical) → 60,083 WHT
Digital Signature on Slips
Upload once · used on every PDF
No signature
Upload your signature (PNG)
Transparent background works best. Used on the right side above "Authorized Signatory" on every salary slip. Stored only in this browser (never uploaded to DB).
ℹ
FBR Compliance reminder
Deposit WHT to FBR via CPR by the 15th of next month. File monthly Annexure-C (Form 165) on IRIS by the same date. Issue salary slips to each employee. Annual salary certificates due in July.
Edit team member details (CNIC, NTN, designation, allowances, EOBI/PF flags) in the Team tab. EOBI: PKR 1,920 employer + PKR 370 employee per enrolled person.
Total Goals
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In Progress
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Active right now
Completed
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Missed
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Need follow-up
Business Goals — —
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Proposals This Month
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Interviewing — Me
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Hired — Me
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Revenue — Mine
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Connects This Month
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This Month · —
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Upwork Proposals
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From Ownex profit (gross)
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PKR
Charity (auto-applied by slab)
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Net Saved
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From Ownex
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Expenses
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Savings Rate
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FIRE Journey—
Net Worth
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Sum of all buckets
Months to FI
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to your FIRE number · see Wealth & Goals
Smart Insights
Auto-generated from your data
Trend
From Ownex vs Expenses
Monthly Flow
Allocation This Month
Net Worth Over Time
Auto-snapshot every time you update a bucket
Total Expenses
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Biggest Category
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Items Tracked
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Recurring
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Auto-fill next month
By Category — —
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Next Action Plan
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Net Savings
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Goals Total
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Still to Save
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All Goals Funded By
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Your Plan
Change these and every date below updates
Monthly saving
PKR
L / month
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Saving grows% every year
As the agency grows, so does what you put away. 0 = flat saving forever.
Expected return on investments · after tax
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Inflation% a year
Open goals and living costs get pricier each year — a 280 L house today costs more when you buy it.
Financial Freedom (FIRE)
Goals fund your plans · this corpus funds your life forever
FIRE number
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Spend PKR L/mo
· withdraw % / yr
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Progress
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Financially free by
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Goals
Done = money set aside · open goals funded in priority order
Path to Your Goals
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Monthly Projection
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Get There Faster
Try a different monthly saving — your plan stays unchanged
If I save
—PKR / month
L
Investments
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Allocation
Net worth split
Asset Class Breakdown
By investment type
Class allocation
Rebalancing Suggestions
Rules-based · for your age range
Target Allocation
Money-market vs growth · from your expenses & goals
Long-term Projection (10–20 Years)
Uses your plan above · zakat deducted each February
Starting amount
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Monthly add (growing)
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Annual return
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Inflation
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Show milestones in:
Carry-over · previous pending
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Older unpaid charity
Monthly (auto by slab)
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Given (paid)
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Remaining Pending
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Carry + monthly − given
Monthly Charity
—Auto-calculated by slab
Charity Given
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Members
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Tracked
Monthly Support (Total)
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Recurring outflow
Annual Family Support
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× 12 projection
Linked Goals
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FIRE goals tied to family
Family Members
Overdue
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Acts of love waiting
Due This Week
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Next 7 days
Done This Month
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Acts completed
Active Bonds
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People & rituals tracked
Acts of Love
Small consistent gestures over time = strong bonds