Ownex Lab — Command Center

Month

Overview

Projects

Team

Financials

Invoices

Payroll

Goals

Upwork

Overview

Expenses

Savings

FIRE Goals

Charity

Family

Bonds

Goals

Tax

Net Profit

—

Revenue

—

Expenses

—

Margin

—

Target: PKR 10 L profit / mo —

Pipeline (Monthly Recurring)

—

From active projects

Active Projects

—

Trend

All months

Revenue vs Expenses (PKR)

Profit Trajectory (PKR)

Active Projects

—

Revenue & Cost by Project

Monthly · USD

Monthly Expenses

—

Total Monthly (USD)

—

Revenue (USD)

—

Net After Expenses

—

Items

—

Recurring costs

Roster

—

Open Roles

—

Salary Distribution

PKR / month

Revenue

—

Expenses

—

Profit

—

Net Margin

—

Income

—

Sources

Income Mix

Expenses

—

Items

Expense Mix

Total Invoices

—

Outstanding

—

Unpaid + overdue

Paid (lifetime)

—

Settled

All Invoices

—

Gross Payroll

—

WHT to Deposit

—

Section 149 income tax

EOBI Contribution

—

Net to Pay

—

Not run yet

Payroll — —

Auto-pulls salaries from Team tab

Employee

Gross + Allow.

WHT

EOBI

Other ded.

Net Pay

Status

Actions

FY 2025-26 Salaried WHT Slabs

Finance Act 2025 · used by auto-calculator

Annual Income (PKR)

Tax Rate

Example (monthly)

0 – 600,000

Below threshold

600,001 – 1,200,000

1% of excess over 600k

100k/mo (post-medical) → 400 WHT

1,200,001 – 2,200,000

6,000 + 11% of excess over 1.2M

150k/mo (post-medical) → 4,350 WHT

2,200,001 – 3,200,000

116,000 + 23% of excess over 2.2M

250k/mo (post-medical) → 19,250 WHT

3,200,001 – 4,100,000

346,000 + 30% of excess over 3.2M

350k/mo (post-medical) → 43,333 WHT

Above 4,100,000

616,000 + 35% of excess over 4.1M

450k/mo (post-medical) → 60,083 WHT

Digital Signature on Slips

Upload once · used on every PDF

No signature

Upload your signature (PNG)

Transparent background works best. Used on the right side above "Authorized Signatory" on every salary slip. Stored only in this browser (never uploaded to DB).

ℹ

FBR Compliance reminder

Deposit WHT to FBR via CPR by the 15th of next month. File monthly Annexure-C (Form 165) on IRIS by the same date. Issue salary slips to each employee. Annual salary certificates due in July.

Edit team member details (CNIC, NTN, designation, allowances, EOBI/PF flags) in the Team tab. EOBI: PKR 1,920 employer + PKR 370 employee per enrolled person.

Total Goals

—

In Progress

—

Active right now

Completed

—

Missed

—

Need follow-up

Business Goals — —

—

Proposals This Month

—

Interviewing

—

Active conversations

Hired

—

Connects This Month

—

Upwork Proposals

—

From Ownex profit (gross)

—

PKR

Charity (auto-applied by slab)

—

Net Saved

—

From Ownex

—

Expenses

—

Savings Rate

—

FIRE Journey—

Net Worth

—

Sum of all buckets

Months to FI

—

at avg save rate

Smart Insights

Auto-generated from your data

Trend

From Ownex vs Expenses

Monthly Flow

Allocation This Month

Net Worth Over Time

Auto-snapshot every time you update a bucket

Total Expenses

—

Biggest Category

—

Items Tracked

—

Recurring

—

Auto-fill next month

By Category — —

—

Total Net Worth

—

Sum of buckets

Liquid

—

Bank + Payoneer

Invested

—

Funds + ETFs

Buckets

—

Accounts tracked

Buckets

Projections

—

Monthly save rate used

—

PKR L / month

Allocation

Net worth split

Asset Class Breakdown

By investment type

Class allocation

Rebalancing Suggestions

Rules-based · for your age range

Long-term Projection (10–20 Years)

Compound growth · adjustable assumptions

Starting amount

PKR L

Monthly add

PKR L

Annual return

Inflation

FIRE Target

—

Saved So Far

—

— of target

Remaining

—

ETA to Full FIRE

—

months at current rate

What-if Calculator

Move the slider to see how rate change affects ETA

Hypothetical monthly save rate

— PKR / month

Goals

Goal Timeline

Months from now, at current save rate

Carry-over · previous pending

—

Older unpaid charity

Monthly (auto by slab)

—

Given (paid)

—

Remaining Pending

—

Carry + monthly − given

Monthly Charity

— Auto-calculated by slab

Charity Given

—

Members

—

Tracked

Monthly Support (Total)

—

Recurring outflow

Annual Family Support

—

× 12 projection

Linked Goals

—

FIRE goals tied to family

Family Members

Overdue

—

Acts of love waiting

Due This Week

—

Next 7 days

Done This Month

—

Acts completed

Active Bonds

—

People & rituals tracked

Acts of Love

Small consistent gestures over time = strong bonds

Recent History

Last 20 acts done

Total Goals

—

In Progress

—

Active right now

Completed

—

Missed

—

Roll over next month

Personal Goals — —

—

Tax Years

Year

Income

Expenses

Tax Owed

Tax Paid

Actions